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The Short Sale Process Understanding the Short Sale Process

When housing prices in many parts of the country were booming a couple of years ago, there wasnt much national attention given to short sales. But with the current subprime debacle and increasing mortgage delinquencies, many people are wondering if the short sale process is a way to avoid foreclosure.

Basically, the definition of the short sale process is when the lender of a property allows the property to be sold for less than the amount due on the mortgage loan.

The obvious benefit to the short sale process is that it allows the seller to avoid the credit report damage associated with a foreclosure. A foreclosure can stay on your credit report for up to 10 years and can take an emotional and financial toll on you and your family.... View the rest of this article by visiting BuyerBeWhere.com at the link above...

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A few things to consider when buying a house
Buying a new home is a huge commitment. You need to know everything you can about the property before you close. It is also important to choose your Buying a new home is a huge commitment. You need to know everything you can about the property before you close. It is also important to choose your Home Inspectors carefully. Not all Inspectors are the same.
You need to make sure your Inspector works for you and not the realtor.


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80 20 Mortgage Loans Is a Piggyback Mortgage Loan Right for You

Any borrower that cannot meet the 20 percent down payment criteria on the value of a home mortgage will likely have to pay private mortgage insurance. These private mortgage premiums can reach as much as 1 percent of the total value of the mortgage. This insurance protects the banks investment, as their liability is covered should the borrower default on the home and they are unable to sell the foreclosed property. This private mortgage insurance coverage will meet their costs. While this insurance benefits the bank or lending institution, the borrower is stuck paying for it, and many people are seeking alternatives to the expensive insurance.... View the rest of this article by visiting BuyerBeWhere.com at the link above...


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