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The Great Real Estate Bust


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Buying a Home Now or Saving Up For a Better Home

A common question that I often hear from potential first time homebuyers is, Should I buy a house now with little or no money down, or should I save up until I can afford what I want?

It is always better to buy a home sooner in life than later. There are still plenty of First Time Homebuyer loan programs that require little or NO Down Payment.

The sooner you can buy your own home, the sooner you will start to see potential tax benefits and start building your equity for your future.

Also, the problem with waiting and saving up some money is that if you are not in a habit of saving money now, in reality it will be difficult for you to start saving money. Saving up money is a difficult habit to get started and if you have years and years of practice NOT saving money, it is difficult to reverse. Not impossible though, but very common.... View the rest of this article by visiting BuyerBeWhere.com at the link above...

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Taking An Interest In Foreclosure

While just about everywhere in the United States the real estate market has come back robust and healthy and most people can count on their house selling after a short period on the market, there are some states whose residents are facing foreclosure in record numbers.

Ohio, Georgia, Texas and Florida are reeling from recent economic havoc created by their areas industrial demise and the subsequent concentration on the service industry with its less plentiful and poorer-paying jobs. Benefits for these service industry jobs are not nearly as good as those in the prior industrial industry, and in some cases they dont exist at all.

The mid-Atlantic states have been suffering from this loss of manufacturing jobs and firms for decades now and foreclosure and devaluation of homes has become commonplace.

Foreclosure might have been staved off in many of these situations, however, had the homeowners not been the victims of some less than reputable lending plans and firms, with ill advised financing options such as interest only loans that left these borrowers with little home equity when they needed to refinance or secure a second loan to save their home from foreclosure.... View the rest of this article by visiting BuyerBeWhere.com at the link above...

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